WORLD HEART DAY 2020

The World Heart Day which is celebrated every year on 29^th September, to create awareness regarding the cardiovascular disease among the public globally.

The World Heart Day came into existence, when World Heart Federation started an initiative World Heart Day during the 2000 Sydney Olympics. On 29^th September since 2013, the World Heart Federation marks the day is marked as World Heart Day.

1. Dr.KMK Reddy, President CSI Telangana chapter
2. Dr Sridhar Reddy Peddi, Treasurer CSI Telangana chapter                              
3. Dr NARSARAJU,President Elect
4. Dr RAJIV GARG , Honorary Secretary, CSI Telangana chapter
5. Executive Committee

This year, Cardiological Society of India, Telangana Chapter is organizing an Online Seminar on 29^th September 2020. The seminar will be based on this year’s theme of the World Heart Day ‘Use Heart to Beat Cardiovascular Disease’. This is in keeping with today’s scenario of the global Covid 19 pandemic, wherein everyone from healthcare providers to citizens - are trying to mitigate the impact of heart disease, with a well thought out strategy to overcome it.

Cardiovascular disease is the number one cause of death on the planet. It has many causes: from smoking, diabetes, high blood pressure and obesity, to air pollution, and rare and neglected conditions such as Chagas Disease and cardiac amyloidosis.

In the time of COVID-19, CVD patients are faced with a double-edged threat. Not only are they more at risk of developing severe forms of the virus, but they may also be afraid to seek ongoing care for their hearts.

We have to take care of our heart and help safeguard the heart of our loved ones. During the pandemic, there has been a problem in getting timely help to reach healthcare facilities. CSI Telangana requests citizens not to delay any heart related issue and reach out to the nearest hospital. This is also important for those who are elderly and have co-morbid conditions including heart related issues.     

The humans have seen many developments over the past many centuries. So has been the management of the diseases. Previously, infectious diseases use to cause more death globally. Thanks to the immunization schedules and vaccines that have come into existence to combat the dreadful infections and have led to eliminate or eradicate many dreadful infections like small pox, polio and others.

With decrease in infection, there was an increase in noncommunicable diseases due to development in all aspects. Ease of access to everything man needs from switching of the fan to accessing the satellite and the moon, mankind has invited the rise in noncommunicable diseases to such an extent that there is epidemic proportions globally.

Cardiovascular Disease (CVD) is the most common cause of death worldwide. The interesting feature here is that most of the risk factors leading to cardiovascular diseases are preventable. It is better to prevent, rather than cure the illness. The awareness regarding the impact of the risk factors and how to prevent them by making GOOD HEART  HABITS (exercise, timely food intake, water intake, fresh fruits, cutting down the junk foods, yoga, meditation) and breaking down the HARD habits (smoking, alcohol, stress, fat foods, inactivity) is the whole essence behind this ‘World Heart Day.

  

HDFC Ltd Opens New Office in Kondapur Hyderabd

 HDFC Ltd, India’s premier housing finance company, strengthened its presence in Hyderabad by opening a new office in Kondapur. The new office is housed at HDFC Limited, 1B, First Floor, Avalon Court, Plot NO 83 & 84, Camelot Layout, Botanical Garden Road, Kondapur, Hyderabad - 500084. This is HDFC Ltd’s 11^th office in Hyderabad and 18^th in Telangana.

 

The new office of HDFC Ltd would be convenient for customers spread across Kondapur and adjoining areas in availing home loans for buying their dream home. The new office is centrally located and customer convenience was given utmost importance while finalizing the new premises. 

The new office will be open from Monday to Friday between 9:30 am and 5:15 pm; Saturdays – 10:00 am to 1:00 pm and will remain closed on 3^rd Saturday of every month.

The new office was inaugurated by Mr. Rajan Tandon - Business Head -Telangana & Regional Business Head - Andhra Pradesh in presence of other senior HDFC officials.

Speaking on the occasion, Ms. Renu Sud Karnad, Managing Director, HDFC Ltd said, “Kondapur is one of the fastest growing suburbs of Hyderabad and an important market for us. With the presence of top IT/ITES & telecom companies and improving infrastructure facilities in Hyderabad, real estate market will witness a strong growth in coming years. Lower interest rates and PMAY schemes has made house buying more affordable.  It’s a matter of pride that we have this opportunity to further extend our services to customers residing in the areas near our new office and it has always been our endeavour to serve them with the same zeal & commitment." 

 

Emphasizing further she said,

 

“HDFC has always promoted the concept of home ownership and well recognizes the fact that providing personalized counselling is essential to serve home seekers more effectively. Our new office signifies the importance of the region in the HDFC’s network. We aim to reach the large untapped market of genuine home buyers and assist them in making an informed home buying decision.”

 

HDFC Ltd under ‘Pradhan Mantri Awas Yojana’ (PMAY) is offering the credit linked subsidy for home loans to customers from the Economically Weaker Section (EWS), Low Income Group (LIG) and Mid Income Group (MIG). As per the scheme, eligible borrowers will get interest subsidy of 6.5% pa for loans up to ₹ 6,00,000 for EWS and LIG category (annual household income up to ₹ 6,00,000), interest subsidy of 4% for loans up to ₹ 9,00,000 for MIG-1 category (annual household income between ₹ 6,00,001 & ₹ 12,00,000) and interest subsidy of 3% for loans up to ₹ 12,00,000 for MIG-2 category (annual household income between ₹ 12,00,001 & ₹ 18,00,000) for a maximum tenure of 20 years. The effective subsidy to customer is in the range of ₹ 2.30 - 2.67 lakhs on a 20 year term, receivable upfront. The schemes for MIG-1 and MIG-2 are valid up to March 31, 2021 and schemes for EWS/LIG are valid up to March 31, 2022. 

 

HDFC in order to promote affordable housing has created dedicated teams across the country. These teams have conducted extensive workshops to educate developers and their sales staff, corporate and their employees, etc by setting up help desks at their offices. HDFC during the quarter ended June 30, 2020, 37% of home loans approved in volume terms and 19% in value terms have been to customers from the Economically Weaker Section (EWS) and Low Income Groups (LIG). HDFC retained its position of having the largest number of beneficiaries under CLSS, with cumulative disbursements to nearly 2 lakh customers under the scheme.

 

HDFC Ltd in March 2019 was awarded as the ‘Best Private Sector Financial Institution’ for PMAY-CLSS at PMAY Empowering India Awards 2019. Also in June 2018, HDFC was awarded the best performing primary lending institution in the EWS (Economically Weaker Section) and LIG (Low Income Group) and second best in the Middle Income Group (MIG) category by the honorable Prime Minister Shri. Narendra Modi. This is one small step towards “Housing for all by 2022” which HDFC ltd has been working on as a mission and business objective to take the government’s flagship scheme, ‘Pradhan Mantri Awas Yojana (PMAY)’ to the real beneficiaries.

 

HDFC follows a single-window concept and offers free property counselling services for a variety of individual needs, legal & technical guidance and has capabilities to approve loans swiftly. With its understanding and knowledge of the real estate market, HDFC also advises customers on property related issues. It has grown to provide not just the finance but a complete solution to the customers’ housing needs since buying a house for most of us is the biggest Investment and once in a life time decision.

 

Innovative products tailored for the customers:

 

·      Housing loans

·      Home Improvement Loans

·      Home Extension Loans

·      Plot Loans

·      Rural Housing Finance Loans

·      HDFC Reach

·       HDFC Arya - loans to Central and State Govt. Employees

·       Loans to NRIs

·       Loan Against Property

·       Top-up Loans for existing customers

·       Customized repayment options

 

Railway Boot Laundry Operators Association Peaceful Protest Raaly in front of Rail Nilayam

                Railway Boot Laundry Operators Association 

Peaceful Protest on 01^st Sept 2020 in front of Rail Nilayam, Secunderabad

Discontinuation of Linen services due to Covid-19 and non-payment of dues

Hyderabad 2020: Our Association represents about 25 Contractors & Owners of Mechanised BOOT Laundries providing bedroll linen services across the network of Indian Railways which are set-up under PPP mode (Build Own Operate & Transfer), including 5 nos. in South Central Railway (Kachiguda, Tirupati, Kakinada, Vijayawada & Nanded) under 10 to 15 years of Contract duration. These Laundries are highly capital intensive, and have been set-up with huge capital costs, and the machinery and assets have to be maintained even during non-operational times.

Photos Details : 

1. Vallala Yashodhar , President ,Railway Boot Laundry Operators Association
2. Arif Kalappadam,Vice President,Railway Boot Laundry Operators Association
3. Gandham Srinivas,Supreme Laundry Services 
4. Kanuri Avanthi , Joint Secretary,Railway Boot Laundry Operators Association

 

Due to Covid-19 lockdown, linen/bedroll services on trains have been suspended indefinitely since 21^st March 2020. Railways have resumed partial train services from 11’^h May 2020 and further about 230 passenger trains are running from 1" of June without any bedroll/linen provided to passengers in AC compartments.

 

As per our Contract Agreement, Railways have to make payment for Minimum Assured load irrespective of linen/bedroll given as these projects are of PPP nature and require capital & debt servicing and maintenance. It’s been more than 5 months that the laundry units have been shut. Due to our representation to Minister of Railways & Chairman Railway Board, Railway Board issued instructions on 3’^d July 2020 to make payments as per contract conditions to the BOOT Laundw Contractors as per Minimum Assured Load contract condition in Contract Agreement.

 

In spite of various representations General Manager, SCR, Chief Mechanical Engineer, SCR and various SCR Divisions to release payments as per contract condition and Railway Board instructions, no payments were released by SCR. Not only has SCR turned a deaf ear to abide by

this contractual obligation, but not even paid a single rupee towards payment to labour & manpower during the period of lockdown from 22’^d March till 31 st May 2020 as mandated by

Prime Minister & Government of India’s assurance. Almost 1000 employees, workers & vendors working just in South Central Railway zone are severely affected and under great hardship as there are no salaries paid for the last 5 months.

 

Since we have run out of all avenues of representations, pleas & requests, to highlight and create awareness of our plight; we are holding a peaceful protest in front of Rail NilaYam on 1" September 2020 from 9 am to 11 am with not more than 20 people consisting of affected Contractors and employees so that our plight is highlighted, and we and our employees get some immediate relief from South Central Railway.

 

We undertake that we shall adhere to Covid-19 norms in place by wearing face masks and maintaining social distancing during the said peaceful protest.

 

We kindly request you to please cover this peaceful protest to highlight our plight and that of our employees who have been rendered iobless with no salaries for the last 5 months and continued uncertainty going forward.